Apply for Bank of India Credit Officer Recruitment 2025 with 514 vacancies. Check eligibility, age limit, salary, fees, selection process & apply online now.
If you are looking for a high-paying and stable banking career, then Bank of India Credit Officer Recruitment 2025 is an opportunity you should not miss. Bank of India (BOI), one of India’s leading public sector banks, has officially released the notification for 514 Credit Officer vacancies across different scales. This complete guide to Bank of India Credit Officer Recruitment 2025 will help you understand eligibility, age limit, salary, selection process, and important dates in simple language.
The Bank of India Credit Officer Recruitment 2025 is open for candidates across India and offers a permanent job, attractive pay scale, and long-term career growth. Experienced graduates in banking, finance, and credit management should apply as early as possible.
Bank of India Credit Officer Recruitment 2025 – Overview
Bank of India has invited online applications for Credit Officers under MMGS-II, MMGS-III, and SMGS-IV scales. This recruitment drive aims to strengthen the bank’s credit operations nationwide.
Key Highlights:
- Organization: Bank of India (BOI)
- Post Name: Credit Officer
- Total Vacancies: 514
- Job Location: All India
- Job Type: Permanent
- Application Mode: Online
Important Dates – Bank of India Credit Officer Recruitment 2025
Candidates must keep track of these important dates related to Bank of India Credit Officer Recruitment 2025:
- Notification Released: 17 December 2025
- Online Application Start Date: 20 December 2025
- Last Date to Apply Online: 05 January 2026 (11:59 PM)
👉 Apply well before the last date to avoid server issues.
Application Fee Details
The application fee for Bank of India Credit Officer Recruitment 2025 is category-wise:
- General / OBC / EWS: ₹850
- SC / ST / PH (Divyang): ₹175
- Payment Mode: Online only
The fee is non-refundable, so ensure eligibility before applying.
Age Limit Criteria
Age limits vary according to the post level. The age is calculated as on 01 November 2025.
- Credit Officer (MMGS-II): 25 to 35 years
- Credit Officer (MMGS-III): 28 to 38 years
- Credit Officer (SMGS-IV): 30 to 40 years
Age relaxation will be applicable as per government rules.
Qualification & Experience Required
To apply for Bank of India Credit Officer Recruitment 2025, candidates must meet the following qualifications:
MMGS-II
- Any Bachelor’s Degree
- Minimum 3 years of experience
MMGS-III
- Any Bachelor’s Degree
- Minimum 5 years of experience
SMGS-IV
- Any Bachelor’s Degree
- MBA / PGDBM / Any PG Degree / CA
- Minimum 8 years of experience
Category-Wise Vacancy Details
The total 514 vacancies are distributed across different categories and scales:
- Credit Officer (MMGS-II): 418 Posts
- Credit Officer (MMGS-III): 60 Posts
- Credit Officer (SMGS-IV): 36 Posts
This wide distribution increases selection chances for eligible candidates.
Pay Scale & Salary Structure
One of the biggest attractions of Bank of India Credit Officer Recruitment 2025 is its impressive salary structure:
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹64,820 – ₹93,960
Along with basic pay, officers receive DA, HRA, medical benefits, and other allowances as per bank rules.
Selection Process
The selection process for Bank of India Credit Officer Recruitment 2025 includes:
- Written Examination and/or Interview
- Document Verification
- Medical Examination
Final selection will be based on performance and eligibility verification.
Why You Should Apply for Bank of India Credit Officer Recruitment 2025
- Reputed Public Sector Bank
- High salary and job security
- All-India posting opportunities
- Ideal for experienced banking professionals
- Long-term career growth
Important Web Links (Hidden Section)
- Apply Online Form: Click Here
- Download Notification: Click Here
- Official Website: Click Here
Final Words – Apply Now
The Bank of India Credit Officer Recruitment 2025 is a golden opportunity for candidates aiming for a senior-level banking career. With 514 vacancies, excellent pay, and a permanent position, this recruitment drive offers everything a professional banker looks for.
👉 For more verified government job updates:
- 🌐 Website: www.GovtJobTimes.com
- 📲 Telegram Channel: https://t.me/+_0ELuUBAfIhiNjQ1
❓ Frequently Asked Questions (FAQ)
Q1. How many vacancies are available in Bank of India Credit Officer Recruitment 2025?
A. A total of 514 Credit Officer vacancies have been announced under MMGS-II, MMGS-III, and SMGS-IV scales.
Q2. What is the educational qualification required for Bank of India Credit Officer 2025?
A. Candidates must have any Bachelor’s degree. For senior posts, additional qualifications such as MBA, PGDBM, PG Degree, or CA along with relevant experience are required.
Q3. What is the age limit for Bank of India Credit Officer Recruitment 2025?
A. The age limit is:
- 25–35 years for MMGS-II
- 28–38 years for MMGS-III
- 30–40 years for SMGS-IV
Age relaxation applies as per government rules.
Q4. What is the selection process for Bank of India Credit Officer 2025?
A. The selection process includes a Written Exam and/or Interview, followed by Document Verification and a Medical Examination.
Q5. What is the salary of a Credit Officer in Bank of India?
A. The salary ranges from ₹64,820 to ₹1,05,280 per month, depending on the post scale, along with allowances and benefits as per bank norms.
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